You must be at least 18 years old (or the legal age in your jurisdiction) and capable of forming a binding contract to use the Platform. Users under the legal age must have consent of a parent or legal guardian. The Platform is not offered to individuals barred from participation under applicable laws.

You must provide accurate, current, and complete information when registering. You are responsible for maintaining the security of your account (username, password, etc.) and for all activities under your account. STONKD may suspend or terminate accounts if fraudulent, abusive, or illegal activity is detected. If the same device is detected for multiple accounts, STONKD reserves the right to remove any such accounts or promotions awarded to those accounts at will.

STONKD grants you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use the Platform for your personal, non-commercial use, subject to compliance with these Terms. All rights, title and interest in and to the Platform (including software, designs, databases, trademarks) are owned by STONKD or its licensors. You may not copy, modify, distribute, sell, lease, reverse-engineer or create derivative works of the Platform. If you submit content (e.g., lineup picks, comments, media) ("User Content"), you retain ownership but grant STONKD a worldwide, royalty-free, perpetual license to use, reproduce, and display it.

You agree not to participate in unlawful, fraudulent, or manipulative activities; attempt to hack, reverse-engineer or interfere with the Platform's integrity; submit defamatory or infringing content; or transfer your account credentials to a third party.

Fantasy Game Mechanics & Prizes The Platform offers skill-based contests ("Contests") where Users select stock and/or crypto portfolios using real market data. Contest outcomes are determined by the actual performance of selected assets during the contest window. STONKD is a skill-based competition platform and is not a gambling service. Prizes are subject to Contest Rules specifying eligibility, scoring, and prize distribution. STONKD reserves the right to investigate and disqualify Users for cheating, manipulation, or violations of these Terms. Stonkd reserves the right to create or utilize platform-controlled contest entries for operational, testing, promotional, liquidity, gameplay balancing, or other legitimate business purposes. The number, identity, and operation of such entries may vary and are determined solely by Stonkd. You acknowledge that contest results are determined by real market performance and that participation is for entertainment and competitive purposes.

Some features may require payment. You must provide valid payment information and are responsible for associated fees. Payments are non-refundable except as required by law or at STONKD's discretion.Users who receive net winnings exceeding $600 in a calendar year may be required to provide a completed IRS Form W-9 prior to prize distribution. STONKD will issue a Form 1099-MISC to applicable winners as required by law. Failure to provide required tax documentation may result in withholding or delay of prize payments.

The Platform is provided "as is" without any warranty. STONKD disclaims all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.

STONKD shall not be liable for indirect, incidental, or consequential damages or any loss of profits, data, or goodwill. STONKD's aggregate liability shall not exceed the amount paid by you to STONKD in the 12 months preceding the claim.

You agree to defend and hold harmless STONKD and its affiliates from any claims arising from your breach of these Terms, your content, or your use of the Platform.

STONKD may suspend or terminate access at any time for violation of these Terms or inactivity. Upon termination, rights to use the Platform cease immediately.

We may display, include or make available third-party content (including data, information, applications and other products services) or provide links to third-party websites or services ("Third-Party Services").

You acknowledge and agree that Stonkd shall not be responsible for any Third-Party Services, including their accuracy, completeness, timeliness, validity, copyright compliance, legality, decency, quality or any other aspect thereof. Stonkd does not assume and shall not have any liability or responsibility to you or any other person or entity for any Third-Party Services.

Third-Party Services and links thereto are provided solely as a convenience to you and you access and use them entirely at your own risk and subject to such third parties' terms and conditions.

STONKD may modify these Terms periodically. Continued use constitutes acceptance of updated Terms.

Your use of the Platform is governed by STONKD's Privacy Policy, detailing data collection and use. If you disagree, you must discontinue use.

These Terms are governed by the laws of Rhode Island. Disputes may be resolved through binding arbitration or courts of Rhode Island.

No waiver of rights is implied by non-enforcement. If any provision is found unenforceable, the remainder remains valid. These Terms and any Contest Rules or Privacy Policy constitute the full agreement between you and STONKD.

To the fullest extent permitted by law, you agree that any dispute or claim arising out of or relating to these Terms, your use of the Platform, or your relationship with STONKD shall be resolved only on an individual basis and not as part of a class, consolidated, or representative action. You may bring claims against STONKD only in your individual capacity. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations are not permitted. If this waiver is found to be unenforceable, then the entire arbitration agreement will be null and void.